HOMEOWNER LOAN INFORMATION PAGE

HOMEOWNER CONSOLIDATION Apply Homeowner Loan

New monthly payment is over 300 months and leaves £2,550 for you to spend on whatever you like. 7.9% APR (variable)*.

All of our homeowner loans are arranged through reputable lenders or through subsidiaries of high street banks.

Apply Online for a homeowner loan

Some Consolidation Loan/Homeowner Loan Features:

+ Homeowner Loans up to £250,000!
+ Repayments over 5 - 30 years!
+ Use your homeowner loan for any purpose!
+ Up to 100% property value less your current mortgage!
+ Self employed accepted!
+ We help find the best loan rate from all the major homeowner loan lenders.
+ Homeowner Loan Rates from 6.7% - 19.5% (Var). Typical 9.45% (Var).
+ Fixed homeowner loan rates available!
+ Fast service to ensure that you quickly receive your money!
+ We do not charge any up front or completion fees on homeowner loans!

This type of loan is a form of Homeowner Loan and is for any amount up to £250,000 (Sometimes more). Apply Online

For tenants, please see our Tenant Loan Section.

More information

* Homeowner Loan Rates are from 6.7% - 19.5% APR. Typical 9.45% APR (variable). Amount repayable over 25 years is £89,994 based on an APR of 7.9% (variable) for a £40,000 loan. The higher rate is only for applicants with severe credit problems.

HOMEOWNER LOANS

We search the loan market for the loan that is right for your personal circumstances. Applying once through us is like filling in dozens of applications and then choosing the best offer.

Online Homeowner Loan Application

Some Homeowner Loan Features:

+ Homeowner Loans up to £250,000!
+ Homeowner Loan Repayments over 5 - 30 years!
+ Use your loan for any purpose!
+ Up to 100% property value!
+ Self employed accepted!
+ Find the best homeowner loan rate from all the major homeowner lenders!
+ Homeowner Loan Rates from 6.7% - 19.5% (Var). Typical 9.45% (Var).
+ Fixed homeowner loan rates available!
+ Fast service to ensure that you quickly receive your money!
+ We do not charge any up front or completion fees on our homeowner loans!

Apply Online for a Homeowner Loan

Homeowner loans can be used for any purpose including home improvements, unexpected large bill, Debt Consolidation Loan, holiday, car etc.

All of our homeowner loans are arranged through reputable homeowner loan lenders or through subsidiaries of high street banks. It only takes one Application through us and we will select the lender that will offer the best rate from our lender panel.

Apply Online for a Homeowner Loan

More information

HIGH SPEED BRIDGING LOANS

A bridging loan is a short term loan that is secured on property and can be used for a host of reasons:

1) Complete the purchase of one property before the sale of another.

2) Auction purchases.

3) Commercial Property Development.

4) Land Purchase.

5) Residential Development.

6) Buy to Let.

7) Fast completions.

8) Capital raising to clear an urgent requirement.

9) Temporary funding for new start business.

10) Non status loans sometimes available.

The various bridging loan products available can allow for a very quick completion.

Terms 1 month - 12 months.

We have bridging loan lenders that will secure the loan on first and possible second charge basis, also on non status schemes. So even if you have a poor credit record, CCJ’s, arrears etc. are not always a problem. We arrange bridging loans for any amount between £25,000 and £5,000,000. Typically these bridging loans can be up to 70% of the value of any property already owned in England and Wales less the outstanding mortgage. We do not charge you a fee for our services but any lender that we submit this application to will charge an arrangement fee and monthly interest. Apply online Bridging Loan.

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TENANT LOAN

This site does not actually offer tenant loans but a partner site of ours, called GainLoan.Com does. Click the link below to visit this site:

TENANT LOAN SITE

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CONTRACT HIRE

This type of finance is where we will source the vehicle for you. The drawback with contract hire is that unlike hire purchase you will never have the opportunity to own the vehicle. It does however, allow you to drive a new or nearly new vehicle for usually smaller monthly repayments than a hire purchase agreement. As you do not ever own the vehicle you just give it back at the end of the term, usually 24 - 48 months. You may then take out another contract hire agreement. This way you will always have a new or nearly new car to drive that will impress your friends.

Payment of the "Road Fund Licence" is usually included in the monthly rental and you can also opt to have a maintenance agreement added.

Apply Now

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MORTGAGE - Independent Advice

Gallent Finance do not actually provide advice on mortgages to their customers, we concentrate on loans. However if you click this link and complete the short form we can ensure that you receive the proper advice: Mortgage Advice Enquiry

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HIRE PURCHASE

With this type of finance, you pay an initial deposit and then equal monthly payments over a set period of time. The buyer will only own the asset once all of the payments have been made.

If you require advice on this type of finance, please telephone us or use our Apply Now page.

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CONTRACT PURCHASE

This type of finance is similar to contract hire but you have the option of buying the asset at the end of the rental term. Please telephone for more information about this product or Apply Now. You can also apply by using our "Contract Hire" application but please mention in the "Additional information" section that you want the option to buy the asset at the end of the rental term.