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SECURED LOAN AND HOME LOAN INFORMATION
What is a home loan?
This is a loan that uses your property as security. The equity is the difference between what you owe on your property (mortgage etc.) and the value of your property at the present time.
A secured home loan frees up the spare capital, or secured as it is known, on your home. Even if you do not have much equity in your home it may still be possible to obtain a home loan as we have lenders that can advance up to 100% of your home value.
Home loans usually have a much lower rate of interest than other types of loans, such as credit cards or personal loans, and you are able to repay the loan over a longer length of time.With a secured home loan you could borrow up to 100% of the value of your home, less your mortgage.
Home loans start from £5,000 up to a maximum of £250,000.Repayment terms start from 60 months (5 years) to 300 months (25 years) . This enables you to decide how much would be a comfortable and affordable monthly repayment.
What can I use my home loan for?
Anything you want, as long as it is not for investment or business purposes.
1) You could buy that new car, boat or motor cycle you have always wanted.
2) Take the family on that long awaited for dream holiday.
3) Give your son or daughter the best wedding ever.
4) Do those home improvements, for example a new kitchen, bathroom or conservatory. Or
5) Pay up all your existing credit cards, loans, store cards and replace them with one affordable monthly payment that could significantly reduce you monthly outgoings and make life easier.
We give a friendly, fast and CONFIDENTIAL service.
All home loan applications are treated with the strictest of confidence.
A home loan can usually be completed in 14 days after a decision in principle has been given and any documentation sent to you is returned promptly.
We do not charge for our services.
There are No fees.No up front fees. No completion fees. and No valuation fees.
Anyone who owns their own home is considered for a home loan.Self employed applicants are welcome.
People with CCJ's, defaults and mortgage arrears.
MORE HOME LOAN INFORMATION
No matter what your circumstances, such as credit problems, self employed etc. we at Gallent Finance will help you secure a
Home Loan. If we cannot obtain you a
Home Loan nobody can.
Home Loan - Upgrade or buy a second car with a Home Loan - Have that holiday of a lifetime, or visit those relatives down under with a Home Loan - Wedding coming up, let a Home Loan ease the financial burden - Children going to University a Home Loan will help spread the expense over a longer period and ease the burden. A Home Loan makes it all possible, those dreams do come true.
Home Loan - Use the secured on your property to consolidate all your debts and stop paying those high interest rates of credit cards and loans. Home Loans makes this all possible.
Home Loan - Why not use a Home Loan for home improvements, such as double glazing, new kitchen, conservatory, loft extension, garage, bathroom, whatever the improvement a Home Loan will make your dream house a reality.
Home Loan - no need to look anywhere else, we have access to all the major lenders of Home Loans. If we cannot help you find the right Home Loan for your circumstances, nobody can.
Apply today and get on with your life with a Home Loan. It’s easy! It’s fast! It’s simple! It’s Home Loan.
EQUITY LOAN AND HOME LOAN INFORMATION
LOOKING FOR A LOAN? AND YOU OWN YOUR OWN HOME ? Then a home equity loan could be the loan for you.
What is a home equity loan?
A home equity loan is a loan that allows you to borrow money against your home. A home equity loan will use your home as security for the loan. Therefore a home equity loan is available to anyone that owns their own home.
A home equity loan allows you to free up the spare capital on your home, or equity as it is known.
AND you could borrow up to 100% of the value of your home, less your mortgage.
For example if the value of your home is £250,000 and you have a £50,000 mortgage then the equity in your home is £50,000, but because you could borrow up to 100% of the value of your home, you could have a equity loan for any amount from £5,000 up to £75,000.
Equity loans start from £5,000 up to a Maximum of £250,000 for customers that have sufficient equity in their homes.
Repayment terms start from 60 months (5 years ) to 300 months (25 years). These repayment terms enables you decide how much you could comfortably borrow.
Home equity loans usually have a much lower interest rate than other loans, such as personal loans and unsecured loans, and you are able to repay the loan over a longer period of time.
What can you use a home equity loan for?
You can use it for ANYTHING you would like, as long as it is not for investment or business purposes.
1) How about that car of your dreams. You could make that dream come true.
2) Getting married, or a son or daughter about to tie the knot ? Make it a special day.
3) Some home improvements, such as conservatory or just refurbish the whole house.
4) Go on that long awaited for holiday. The one you thought you would never be able to afford. OR
5) Consolidate all your existing credit cards , store cards and loans, and replace them with one affordable monthly payment that could reduce your monthly outgoings significantly and make life more comfortable.
We offer you a Free, Friendly, Fast and Confidential service when you apply for a home loan.
We do not charge for our services and most of our lenders do not charge any valuation or arrangement fees.
No up front fees! No completion fees! No valuation fees!
A home equity loan can usually be completed in 14 days after a decision in principle has been made and any documentation sent to you are returned.
When you apply for a home loan it is treated with the strictest of confidence. Anyone who is a home owner is considered for a home equity loan. Self employed applicants are also welcome and can borrow up to 95% of their home value less their outstanding mortgage. Employed applicants can borrow up to 100% of their home value. We also accept people with CCJ's, defaults and mortgage arrears.
MORE EQUITY LOAN INFORMATION
An Equity Loan is the difference between what your home is worth now and what you owe on it. This amount is your equity. We can lend up to 100% of your equity in some cases. An Equity Loan has no effect on your existing mortgage, which will not alter regarding rates and terms.
No matter what your circumstances, such as credit problems, self employed etc. we at Gallent Finance will help you secure a Home Equity Loan. If we cannot obtain you a Equity Loan nobody can.
Equity Loans have many advantages:
A lower (APR) with an Equity Loan, which means lower monthly repayments.
A term of 3 to 25 years with an Equity Loan.
Use an Equity Loan for a new car, or what about a second car.
A Holiday of a Lifetime, visit long lost relations down under with the help of an Equity Loan.
Daughters wedding - ease the expense with an Equity Loan.
Son or Daughter won a place at University - spread the cost with an Equity Loan.
Problems with Debt, use an Equity Loan to consolidate them all into one, therefore reducing your monthly outgoings.
How an equity loan can help with your home:
Double Glazing.
An extra room or loft extension can also be possible with an Equity Loan.
Why not increase your house size by adding a new conservatory with an Equity Loan.
Install a new bathroom suite - the list is endless with an Equity Loan.
Equity Loan - no need to look anywhere else, we have access to all the major lenders of Equity Loans. If we cannot help you find the right Equity Loan for you, nobody can.
Apply today and get on with your life with an Equity Loan. It’s easy! It’s fast! It’s simple! It’s Equity Loan.
HOME OWNER LOAN AND DEBT CONSOLIATION LOAN INFORMATION
DEBT CONSOLIDATION LOAN INTRODUCTION
Debts ,Debts, Debts. Most of us have some sort of debt. For example the following:
Credit card debt.
Store card debt.
Personal loans.
Car loans.
Club book debts.
Hire purchase.
Sometimes we have so many repayments going out each month, that they begin to weigh us down and we are left with no money or very little spare money. This is where a debt consolidation loan can help. We only offer home owner debt consolidation loans and these can be repaid over 5 - 25 years. By repaying your debt consolidation or any purpose home owner loan over a longer period it allows you to greatly reduce your monthly repayments compared to other loans and credit cards etc. Also as these loans are secured home owner loans the rates are often more attractive than personal loans. They can also be repaid over a much longer term.
YOU WILL USUALLY QUALIFY FOR A DEBT CONSOLIDATION LAON IF YOU OWN YOUR OWN HOME?
If you do and are in this situation why not consider a Debt Consolidation Loan.
A Home Owner Debt Consolidation Loan is a loan that is secured against your home. A Debt Consolidation Loan allows you to release the capital, or equity tied up in your home.
Debt Consolidation Loans allow you to borrow up to 100% of the value of your home less your mortgage. So even if you have very little equity in your home you can still apply for a Debt Consolidation Loan or one of our any purpose home owner loans.
With a Debt Consolidation Loan you could then release the capital tied up in your home and pay up all your credit cards, store cards, loans and any other debt you may have.
The benefit of a Debt Consolidation Loan is that it allows you to have one comfortable and affordable monthly payment that would significantly reduce your monthly outgoings.
Debt Consolidation Loans start from £5,000 up to a maximum of £250,000 but we also offer loans for any purpose.
The amount you could borrow depends on the value of your home. You could borrow up to 100% of the value of your home less your mortgage. Repayment terms for a Debt Consolidation Loan start from 5 years (60 months) to 25 years (300 months), allowing you to decide how much you could comfortably afford to repay each month.
We do not charge for our services, there are No fees. Just a friendly, fast and Confidential service.
Usually a Debt Consolidation Loan can be completed in 14 days.
Anyone who owns their own home is considered for a Debt Consolidation Loan.
We welcome self employed applicants.
Also anyone who may have CCJ's, defaults or mortgage arrears.
New monthly payment is over 300 months and leaves £2,550 for you to spend on whatever you like. 7.9% APR (variable)*.
All of our homeowner loans are arranged through reputable lenders or through subsidiaries of high street banks.
MORE DEBT CONSOLIDATION LOAN INFORMATION:
Debt Consolidation Loan
Credit problems for a lot of people - Debt Consolidation Loan may be your answer. Debt consolidation is borrowing enough money from a new lender who will pay off all your existing debts.
Why change to a Debt Consolidation Loan:
One payment only to the new lender each month.
Your payments can be over 3 to 25 years for a Debt Consolidation Loan, therefore making your monthly outgoings a lot less.
Debt has now become a way of life, most people owe a Financial Institution money, which is a choice you have to defer payment on anything you wish to buy now. In return you pay a company (creditor) the amount of the purchase, plus interest over the term of the Loan.
Other ways to start solving your financial debt problems:
You may be able to get further income from other employment.
Your first priority to reduce your debt.
Decide which bills are essential and which can be avoided at this time.
Do not take on any other credit cards etc.
Stop spending on non-essentials.
Keep a check on what your spending is now.
Seek counseling for advice and help if needed.
Phone your creditors to see whether payments can be reduced at this time.
When considering a debt consolidation loan you may want to ask the following questions:
Is there a charge for a Debt Consolidation Loan?
What is the annual percentage rate (APR).
What will my monthly payments be for a Debt Consolidation Loan?
What term will the loan be over?
What if I miss a payment or late in making a payment, for a Debt Consolidated Loan?
Gallent Finance Limited can help with all of the above questions and because we have access to all of the main homeowner, debt consolidation loan lenders we can help find you the best rate.
Should you go down the route of a Debt Consolidation Loan, your outgoings can be reduced considerably - life should now be easier due to a Debt Consolidation Loan.
HOME OWNER LOAN INFORMATION
A Home Owner Loan is a loan that requires the borrower to provide the lender with some form of security for example a house.
Home owner Loans are available from £5,000 to £250,000 depending on the equity in your property and the ability to meet the monthly repayments. Home Owner Loans are for a repayment period of 5 to 25 years. Home Owner Loans can be used for any purpose which could include - debt consolidation, new car, home improvements such as loft extension, new bathroom, new kitchen, holiday, wedding, education purposes, the list is endless.The Lenders for Home Owner Loans
Interest rates for Home Owner Loans are variable. Interest rates for Home Owner Loans are generally lower than unsecured loans, because the lender has the security on your property. Home Owner Loans can be applied for on-line or over the phone. A lender will take into account the equity in your property, income, financial commitments and you having the ability to meet monthly repayments for your Home Owner Loan.They will also take into account any mortgage arrears or adverse credit for Home Owner Loans. In some cases it is possible to borrow up to 100% on the value of your property, for Home Owner Loans. For a married applicant both couples must be named on the Home Owner Loan application. For anybody applying for a Home Owner Loan which is regulated (a loan under £25,000), a consideration period of 7 days will be given, this is to give you time to be fully aware of all the details before committing yourselves. All lenders will use a credit reference agency to assess if you are able to meet your commitments for a Home Owner Loan.
SECURED LOAN AND HOMEOWNER LOAN INFORMATION
What is a secured loan?
A secured loan is a loan that allows you to borrow money against your home.
A secured loan is available to anyone that owns their own home . A secured loan uses your home as security.
A secured loan frees up the spare capital, or equity as it is known, on your home. Even if you do not have any equity in you home it is still possible to have a secured loan as you could borrow up to 100% of the value of your home.
Secured loans usually have a much lower rate of interest than other types of loans, such as unsecured loans or personal loans, and you are able to repay the loan over a longer length of time.With a secured loan you could borrow up to 100% of the value of your home.
Secured loans start from £5,000 up to a maximum of £250,000.Repayment terms start from 60 months (5 years) to 300 months (25 years) . This enables you to decide how much would be a comfortable and affordable monthly repayment.
What can I use my secured loan for?
ANYTHING you want, as long as it is not for investment or business purposes.
1) You could buy that new car, boat or motor cycle you have always wanted.
2) Take the family on that long awaited for dream holiday.
3) Give your son or daughter the best wedding ever.
4) Do those home improvements, for example a new kitchen, bathroom or conservatory. Or
5) Pay up all your existing credit cards, loans, store cards and replace them with one affordable monthly payment that could significantly reduce you monthly outgoings and make life easier.
We give a friendly, fast and CONFIDENTIAL service.
All secured loan applications are treated with the strictest of confidence.
A secured loan can usually be completed in 14 days after a decision in principle has been given and any documentation sent to you is returned promptly.
We do not charge for our services.
There are No fees.No up front fees. No completion fees. and No valuation fees.
Anyone who owns their own home is considered for a secured loan. Self employed applicants are welcome.
People with CCJ's, defaults and mortgage arrears.
MORE SECURED LOAN INFORMATION
A secured loan is a loan on your property which uses the equity on your property. Equity is the difference between what you owe on your property (mortgage etc.) and the value of your property at the present time - although this can be increased to 100% of your property value.
At Gallent Finance we find you the best homeowner loan to use that equity for any purpose. We also help people who have credit problems, self employed or retired, all that is required is that you have the ability to meet the monthly payments.
1.Secured loan - (Cash )
Use a cash lump sum for any good reason: - to buy a new car; holiday of a lifetime to see relatives the other side of the world; wedding; education., the list is endless. A secured loan makes it all possible, those dreams do come true.
2. Secured loan - (Debt Consolidation)
Use the equity on your property to consolidate all your debts into one, so reducing your monthly outgoings. You could possibly have hundreds of pounds extra in your pocket each month by applying for a secured loan that has a lower interest rate and can be repaid over a longer term.
3. Secured loan - (Home Improvements)
New windows, kitchen, conservatory, loft extension, garage, bathroom, whatever the improvement a homeowner loan will make your dream house a reality.
4. Secured loan - (the list is endless)
If we cannot help you find the right secured loan for your circumstances, nobody can.
Gallent Finance More Loan Information